Insurance & Alternative Solutions, LLC.

Our Purpose

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world.

We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop strategies to address your financial goals and objectives, using the most efficient methods available. Recognizing that everyone encounters challenges along the way, we strive to anticipate and address those situations as they occur.

We want to keep you on track toward a meaningful and purpose-driven financial future.

Byron P. Alvarado, MBA

CEO & Investment Advisor Representative

CA Insurance License #0E77552.

A bit about Byron...

I was born in New York City, the son of Jose & Piedad, who immigrated from Ecuador, and brother to Jeanette. A few years later my family moved to Phoenix, Arizona where I lived for many years.

I began my academic career attending the University of Arizona, where I earned my undergrad degree in mechanical engineering. Upon graduation, I moved to Los Angeles, California in 1996 and worked for The Boeing Company on the Space Shuttle Main Engine Program as a systems & development engineer. While working full-time, I attended the prestigious Pepperdine University Graziadio School of Business and Management program, where I obtained my MBA degree.

After 8 years in engineering, I decided to change careers in 2004 and entered the financial service industry so that I could help people and impact their lives for the better. After many years as an independent financial professional with various highly respected broker/dealers. I decided in 2023, to start my own company, FwdThink Insurance & Alternative Solutions, LLC. to offer the same quality of services that many of my clients were requesting. In 2024, I also joined a Registered Investment Advisor firm while maintaining my independence for my client's best interest.

As an investment advisor representative, I must adhere to a fiduciary standard. This means that I have a legal duty to act solely in the best interests of my clients. Fiduciary standard includes both duty of care and duty of loyalty.

Finally, I am taking on new clients in my practice. I believe there must be a good fit from the client's perspective as well as the advisor. Therefore, I am particular who I take on as a new client. A perfect client for me, is a client who is truly seeking to improve and maintain their standard of living for themselves and their family, seeking professional guidance and have the financial ware to address the financial areas that are important to them.

My main strength is combining financial decisions and comparing the different financial strategies to find the most optimal outcome that addresses the clients wants and concerns. Let me show you how you can have your cake and eat it too. Win-Win solutions.

Seize the moment – book your 30-minute consultation instantly!

A little bit about Byron...

I love helping people and have a soft spot in my heart for animals, especially dogs. I have used my home to foster dogs and provide them with a safe place to find homes. I ended up adopting the last 4 foster dogs because we grew very attached and I could not see them with anyone else but me. I guess I have failed, "foster-fail" but to me it is a "foster-win". I also enjoy traveling and develop friendships with people worldwide. Enjoy getting to know different cultures, food and keep expanding my view of the world.

My travel goals in the next 5 years are:

- travel to Asia and explore especially these countries, Japan, Singapore, Thailand and the Philippines.

- travel to Africa to do a safari and see the animals

- travel to Europe and get to know Greece, Italy & Spain

My passion for helping was a major factor in the happy accident that drew me into the financial industry in the first place.

Office: 661.368.5296

Fax: 661.554.6551

CA Insurance #0E77552

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Advisory services offered through Prosperitas Financial, an Investment Advisor registered with the U.S. Securities and Exchange Commission. This website is for educational purpose and is not intended to provide any specific recommendation to anyone specifically.