Insurance & Alternative Solutions, LLC.

Business Focus Strategies

Risk Management & Employee Benefit Strategies

What and Who are Key Employee of my Business?

This section is focused on business owners who have key employees or they themselves are key employees to their business. Real question a business owner must ask themselves is how will their business function and the financial hit if that key employee is not there.

From this point on, we will direct you to one of our top-rated carrier's article that explains this topic.

  • Define what key person life insurance is and how it works.

  • Suggest ways to identify who a key employee may be to your business.

  • Look at methods for valuing a key employee's contribution for insurance coverage purposes.

Buy-Sell Agreement a must have or else...

This section is focused on buy-sell agreements.

  • Define what a buy-sell agreement is.

  • Note the five circumstances that a buy-sell agreement commonly guards against.

  • Detail the two most common types of buy-sell agreements.

Advanced Planning Strategies

Key employee and buy-sell planning is part of advanced business planning but here are additional areas we assist our business owner clients with in their business and personal planning strategies. See below and inquire with us in how we can provide advanced solutions to your unique situation.

  • Executive Bonus Plans

  • Qualified Sick Pay Plans

  • Protecting the Business & Balance Sheet

  • 5 Premium Funding Strategies

  • Kai-Zen Premium Finance

  • Maximizing a Legacy

Employee Benefits provided by HealthworX or Champion Health, Inc.

These two No-Cost Medical plans are Section 125 plans that may fit within your employee benefit package, providing invaluable benefits to your employee while also providing your business with additional tax savings and giving your employees additional reasons to stay as your employee. These two providers offer unique solutions that no other firm is offering.

GigWorker Solutions - Comprehensive benefits package for the self-employed.


Gig Worker Solutions is a Professional Employer Organization, or PEO for short. Our unique PEO model allows individuals to maintain a dual-employment status, working for their own businesses while also partnering with Gig Worker Solutions. For gig workers, this means they can remain independent business owners while joining our platform alongside a growing community of independent professionals.

In essence, as our community of independent workers expands, the benefits and services we provide become more cost-effective. Think of it as similar to the cost savings you get when buying in bulk. Join us, and let's make your gig-working experience even more efficient!

As a Gig Worker Solutions member, you will have access to a very robust and competitive suite of benefits. There are plenty included with the cost of membership, but even more that you can elect as you see fit.

Benefits included with your subscription:

  • Champ Plan – Minimal Essential Care Plan

    • 24 / 7 Telemedicine and Mental Telemedicine Care

    • Payroll Services / Verified W2

    • Income Workers Compensation

    • Retirement Plan Option

    • Group Life Insurance

    • Family Identity and Fraud Protection

    • S - Corp Tax Advantages.

    Group Rate Benefits that you can elect during your open enrollment:

  • Major Medical

  • Dental

  • Vision

  • Short Term Disability

  • Long Term Disability

  • Critical Illness

  • Additional Guaranteed Group Life Insurance

  • Additional Legal Protection

    You will also have access to exclusive offers from our partners within your account that you can elect at any time.

Office: 661.368.5296

Fax: 661.554.6551

28338 Constellation Road

Suite 900

Valencia, CA
91355

CA Insurance #0E77552, AZ, NV, ID, FL

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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