It’s time to seek financial advice from professionals who can help you choose the most appropriate path to climb your Financial Mountain
A Financial "Sherpa" knows and understands the financial journey you are embarking.
To be prepared for a journey, one must understand their ultimate goal. "Begin with the end in mind".
Is your goal, to get to the top of the mountain? How about getting back down the mountain? In your financial life just getting to retirement is half the journey. Many say the years in retirement are more difficult, stressful and dangerous to our assets and our quality of life.
The reason is our assets have to overcome the various risks we face, unless we go back to work.
Our team of knowledgeable professionals assist you in creating clarity to account for "up and down the mountain". Remember, your financial situation is unique and you deserve to work with professionals who can customize financial strategies to meet your expectations. In many situations, our clients enjoy a retirement income increase of 30-50% versus the path of less.
Make your financial journey towards retirement a safer and more enjoyable one.
A Client-Centered Approach
Our goal is to educate, empower and create clarity for our clients while developing customized, robust and efficient strategies to meet your financial purpose for yourself and your family.
Your financial journey faces many potential risks that could throw your financial plan off track. Here are just a few most of our clients are concerned about.
Stock / Real Estate Market & Interest rate risks
Inflation or cost of living risk
Taxation risk
Premature death or disability risk
Longevity Risk (living too long)
We Focus On Five Key Financial Areas
Protection Strategies
Let’s face it – the unexpected in life is inevitable. It is vital to be prepared for anything so that you can confront any obstacle in your path head-on to keep yourself and your loved ones secure. When you work with our team, you have a multitude of options at your disposal so you can decide which option is best for your and your family. Insuring your future is brighter. Is your family and income worth it?
Retirement Income Strategies
The definition of "retirement" is different for each of our clients. When to retire is an individualized decision. We assist our clients in answering the important questions that affects their accumulation and distribution years. Ultimately, in many cases, we show how our clients may be able to maximize their retirement income by 30-50% without saving additional dollars. Find out how much more you can have.
Estate Preservation Strategy: Extreme Retirement Dilemma
This area uncovers a reality that many are not equip to handle emotionally & financially. What is it? A long-term/home care event. When a client's expense increases dramatically due to medical and custodial care. This will have a detrimental financial effect on assets with severe consequences for the person and their loved ones. Think about it, this it is an expense problem that may exceed one's retirement income plan as well as an estate preservation dilemma, if not addressed the most effective manner.
Business Planning Strategies
A focus on our clients that own a business. Additional strategies can be implemented to take advantage of the four business stages: 1. Start-up 2. Growth 3. Maturity and 4. Transfer. Each stage has their own areas that we can assist. Which stage are you in with potentially your biggest and most lucrative asset?
Alternative Diversification Investment Options
What is investment diversification? Diversification is a common investment strategy that entails buying different types of investments to reduce the risk of market volatility. It's part of what's called asset allocation, meaning how much of a portfolio is invested in various asset classes. How about an investment that is not correlated with stock market or real estate risk?
We follow an in-depth prcoess that really helps us get a clear picture of your financial life and allows us to educate, solidify, and maximize every aspect of your financial life.
Initial consultation (30 min)
The potential client describes as much detail what area(s) would they want to be addressed i.e. goals, expectations, limitations. Also the professional will share potential concepts/ideas in how those areas can be addressed.
Next consultation (60 min)
If not completed in step 1. A confidential fact finder will be filled out to find out in more detail the prospect financial position is at this moment. Continue to share in more detail how to effectively address those areas strategically that the client wants to address.
Implementation consultation (60 min)
where strategies will be explained, adjusted and decided by the client to implement. (Each client is different so this may be one or multiple meetings).
Referral meeting (30 min)
Our clients are highly satisfied and excited they proactively refer their family, friends and associates so that we may be able to improve those referrals financial life.
After the 4-step process...
We value you and your financial journey and the process doesn't stop after the above 4 step process. We hold comprehensive periodic reviews typically annually (60 min).
We believe in being with you for the long term and fostering a relationship that maximizes your financial potential.
We'd Love to Hear From You!
Hours
Mon-Fri: 9:00 AM - 5:00 PM
Sat: 10:00 AM - 1:00 PM
Sun: By Appointment
28338 Constellation Road
Suite 900 Valencia, CA 91355
Virtual Consultation (Zoom) available
(661) 368-5296
(661) 554-6551
byron@fwd-think.com
Office: 661.368.5296
Fax: 661.554.6551
28338 Constellation Road
Suite 900
Valencia, CA
91355
CA Insurance #0E77552, AZ, NV, ID, FL
The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
*This website is not associated with a broker/dealer and therefore does not advertise, promote, manage, or sell registered investment products that would be done through a broker/dealer or RIA. Any material on this website that references registered investment products is for information only. This website is for educational purpose and is not intended to provide any specific recommendation to anyone specifically.
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